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  <url>
    <loc>https://www.candidegroup.com/afterglow-cab</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-10</lastmod>
  </url>
  <url>
    <loc>https://www.candidegroup.com/afterglow-cab/ainaabiodun</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/a141080f-a9ff-4c2f-be1d-02eba1211f87/AA+High+res+headshot.jpg</image:loc>
      <image:title>ACJF CAB - Aina Abiodun - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/afterglow-cab/andreasanchezdavidson</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/9b24a532-2d8a-4a60-95bd-0943f6af1174/ASD+high+res+headshot+%281%29.jpg</image:loc>
      <image:title>ACJF CAB - Andrea Sanchez Davidson - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/afterglow-cab/christinacummings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/152ba75a-30d3-4f3e-89ce-638b6c32a187/CC+High+res+Headshot+.jpg</image:loc>
      <image:title>ACJF CAB - Christina Cummings - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/afterglow-cab/michaelhawthorne</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/0bf96021-7989-45ca-8b78-f18af49df0f1/MH+Hi+res+head+shot.jpg</image:loc>
      <image:title>ACJF CAB - Michael Hawthorne Jr. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/afterglow-cab/shaundeschene</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/8ed7cbf5-05d0-41e9-a8e7-8c589709578d/SD+Hi+Res+Headshot.jpg</image:loc>
      <image:title>ACJF CAB - Shaun Deschene - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/afterglow-cab/silkymisra</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/24a76c7c-cbb8-4d64-934d-3667d06660b9/SM+hid+res+headshot+%281%29.jpg</image:loc>
      <image:title>ACJF CAB - Silky Misra - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/tanaytatumedwards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/e5bee4e2-5729-4e3c-9c97-e3c2f52d8e85/image1.jpg</image:loc>
      <image:title>Team - Tanay Tatum-Edwards - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/jolynnvallejo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/a2c41876-ba54-4426-8052-04d047f8f8cd/DSC02106+%281%29.jpg</image:loc>
      <image:title>Team - Jolynn Vallejo - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/kyleruane</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/3a6ae775-8519-413b-99c9-173feead804d/DSC01978_%282%29.jpg</image:loc>
      <image:title>Team - Kyle Ruane - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/starkeybaker</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1765308906285-HZFUZC22V0ER86MABZ8Y/DSC003871.jpg</image:loc>
      <image:title>Team - starkey baker - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/rupalpatel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/ae8d6afa-8eef-4e6a-a425-f5996dc1aa79/DSC07697.jpg</image:loc>
      <image:title>Team - Rupal Patel - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/olgaafonina</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/aece7a2a-f6e9-47b9-b599-97b7156f1f5e/DSC01522_%282%29.jpg</image:loc>
      <image:title>Team - Olga Afonina - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/nealparikh</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/2449d489-30e7-470f-bcc6-4aec88691654/Neal+headshot.jpg</image:loc>
      <image:title>Team - Neal Parikh - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/morgansimon</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1765309099690-UZZP9WFEZLA158TI5A5S/DSC00513.jpg</image:loc>
      <image:title>Team - Morgan Simon - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/kimberlicavhaywood</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1765309270273-C5PYGY52EK27JD473RK9/DSC00414_%282%29cropped.jpg</image:loc>
      <image:title>Team - Kimberli Cavazos Haywood - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/jamespippim</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1765309381114-M9IPGY85HD4898XKBPS0/DSC00402_%282%29cropped.jpg</image:loc>
      <image:title>Team - James Pippim - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/georgeashton</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1765309550981-9CUQVM9322UHJFWD6CZH/DSC07751d.jpg</image:loc>
      <image:title>Team - George Ashton - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/emilyziethen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/8cf09b14-63dd-4480-a499-273cb37b86f6/DSC00442cropped.jpg</image:loc>
      <image:title>Team - Emily Ziethen - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/anerbenami</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/bd9f572b-4a87-4f96-b382-8e362364141e/DSC00328_%282%29e.jpg</image:loc>
      <image:title>Team - Aner Ben-Ami - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/christinaoakes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/5d6f75d9-6a54-40a9-9934-63551d624008/Christina+headshot.jpg</image:loc>
      <image:title>Team - Christina Oakes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/category/Afterglow</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/category/CG+Staff</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.candidegroup.com/team/category/Chief+Compliance+Officer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-13</lastmod>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab/leslielindo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1749857993786-8MVNLCH5B1AZ9BTQCQES/Staff_Headshot_Leslie-Lindo_100914_150x150-px%25252B%252525281%25252529.jpeg</image:loc>
      <image:title>Olamina CAB - Leslie Lindo - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab/marielacedeno</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1740070081628-7A41ODDTZJCBFRRZN53P/Mariela%2BCedeno_Headshot.jpeg</image:loc>
      <image:title>Olamina CAB - Mariela Cedeño - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab/prairieroseseminole</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/b925abc1-f09e-4dd7-ae74-bae81d797498/prairie+rose.jpg</image:loc>
      <image:title>Olamina CAB - Prairie Rose Seminole - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab/cherylcherry</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/aa00f162-bc73-4b1c-a955-b87469ffebb7/headshot+2021.jpg</image:loc>
      <image:title>Olamina CAB - Cheryl Cherry - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab/melanieallen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/c75ac71d-0ada-41e0-85d5-86cd7d46ae42/P1031034+%282%29.jpg</image:loc>
      <image:title>Olamina CAB - Melanie Allen - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab/adrianaabizadeh</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/b62dd4a0-0318-4726-8487-edce6f5f3c5d/Adriana+Abizadeh+Headshot+2022.jpg</image:loc>
      <image:title>Olamina CAB - Adriana Abizadeh - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-cab/kururamamasomere</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/53066d56-7c8a-4219-8341-e527b7bc17ee/kuru+1x1.jpg</image:loc>
      <image:title>Olamina CAB - Kururama Masomere - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/acjf-team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-18</lastmod>
  </url>
  <url>
    <loc>https://www.candidegroup.com/acjf-team/james-pippim-4wtrl-j5hts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/f8683b76-ae2e-4fdf-aab8-b81764f6cc59/DSC00328_%282%29e.jpg</image:loc>
      <image:title>ACJF Team - Aner Ben-Ami - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/acjf-team/james-pippim-4wtrl-j5hts-lm5r9</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/5a71c6de-e3ab-4a90-8573-6bb7a8aeb0b8/DSC07751d.jpg</image:loc>
      <image:title>ACJF Team - George Ashton III - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/acjf-team/james-pippim</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/17982d52-84d3-4a28-a3f1-f2fa18586eb3/DSC00402_%282%29cropped.jpg</image:loc>
      <image:title>ACJF Team - James Pippim - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/acjf-team/james-pippim-4wtrl</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1f8b5ed0-aba0-4355-ae2c-fd694adba7f0/DSC00309cropped.jpg</image:loc>
      <image:title>ACJF Team - Neal Parikh - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/contact-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-25</lastmod>
    <image:image>
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      <image:title>Contact Us - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.candidegroup.com/2022impactreport</loc>
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    <lastmod>2025-02-10</lastmod>
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    <lastmod>2025-02-13</lastmod>
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    <loc>https://www.candidegroup.com/disclosures-1</loc>
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    <lastmod>2025-02-10</lastmod>
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    <loc>https://www.candidegroup.com/disclosures</loc>
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    <lastmod>2025-03-07</lastmod>
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  <url>
    <loc>https://www.candidegroup.com/ocab</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226648608-QG0NOLF14MMBE5YYS4X7/image-asset.png</image:loc>
      <image:title>Olamina Cab - Nikishka Iyengar (Copy)</image:title>
      <image:caption>Nikishka Iyengar Nikishka (she/her) is the founder and CEO of The Guild, focused on building community wealth and power through cooperative models of real estate and entrepreneurship. She has over a decade of experience in building the solidarity economy as a consultant, entrepreneur, writer and organizer. She uses a ‘systems thinking’ and emergent strategy approach across her work in finance, racial justice, equitable development, and climate action. Nikishka believes "another world [beyond racial capitalism] is not only possible, she is on her way" (as Arundhati Roy puts it), and wrestles with that possibility throughout her work in building alternative models of capital, ownership, and governance. She is a co-host and producer of the podcast Road to Repair. Nikishka is a 2022 UC Berkeley Terner Housing Fellow, 2020 Aspen Institute Fellow, 2020 Common Future Fellow, 2018 RSF Social Finance Fellow, and was a 2016 “30 Under 30” Greenbiz leader in sustainability. As a mother to a toddler and infant, spare time is a foreign concept to Nikishka, but she is passionate about weaving the same questions around our collective liberation that she applies in her work to her parenting. Nikishka sees the potential for high impact with the breadth of what Olamina is doing and the amount of capital it’s stewarding.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226648603-HAZ26JS13QA5FXRTZ3A1/Screen%25252BShot%25252B2020-10-23%25252Bat%25252B2.43.29%25252BPM.jpg</image:loc>
      <image:title>Olamina Cab - Prairie Rose Seminole (Copy)</image:title>
      <image:caption>Prairie Rose Seminole Prairie Rose (they/them) is a citizen of the Three Affiliated Tribes of North Dakota, and descendent of the Sahnish/Arikara, Northern Cheyenne, and Lakota Nations. Their work is rooted in making a positive difference for Native people through public policy, community organization, and education. Prairie Rose currently serves as the program manager for Advance Native Political Leadership Action Fund, the only national Native American-led organization working to address the vast inequities and pervasive barriers that exist for Native people to achieve a more reflective democracy in U.S. politics. They have also served on the Midwest advisory council to the Federal Reserve Bank of Minneapolis, advising on labor, nonprofits, and tribal government, and hosted a radio show focused on community building and reconciliation efforts. Prairie Rose believes that moving from an unjust to a just system begins with deconstructing systems of oppression, acknowledging the truth of how these systems came to be. They see our economy as one that feeds off the ills that are destroying our earth, separating people, and contributing to the racial and cultural divisions across the country. Prairie Rose has joined the Community Advisory Board for the opportunity to do work with a group that is willing to invest in organizations that have been left out of systems, and help build their capacity. They have seen little resources going into the hardest-hit communities, and Olamina’s interest in investing in these communities gives them hope.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226648596-CSSCNMOTTUWC32VP4GJY/IMG_9243.jpeg</image:loc>
      <image:title>Olamina Cab - Cheryl Cherry (Copy)</image:title>
      <image:caption>Cheryl Cherry Cheryl (she/her) is the former Managing Director for CornerSquare Community Capital and the NC Rural Center. Her diverse knowledge in the financial sector is largely due to over two decades of experience in various roles such as president, financial accountant, and lender and underwriter for consumer, small business, and mortgage loans. Until recently, her career path centered mostly around the banking and financial arena, where she spent the bulk of her career fighting for affordable and fair lending to the underserved communities and advocating for individuals to build and create generational wealth with credit unions. Being that policy and advocacy work are at the fabric and core of who she is, she decided to switch paths and continue championing for rural communities in a different capacity - the public health sector. Currently, she is a graduate student at East Carolina University in the School of Public Health. Cheryl believes the health issues plaguing our rural and minority communities across the country are troubling. It is her desire to mesh her financial and public health knowledge, ensuring people receive adequate access to financial and healthcare services while advocating for fair and equitable health policy changes. Cheryl believes that the lack of African-American representation in executive-level roles, and the limited investment in African-American owned businesses by way of limited access to capital and intentional patronage for corporate America, have stifled growth and development in the African-American community for far too long. Cheryl is interested in Olamina largely because of its deliberate impact on disenfranchised populations. She believes that people whose identities align with that of her own will benefit from Olamina. She sees serving on the Community Advisory Board as an opportunity that will afford her more ownership in a narrative that is important to her both personally and professionally.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226648588-AU55SQWW5KVZZG67UZCA/Mariela%2BCedeno_Headshot.jpeg</image:loc>
      <image:title>Olamina Cab - Mariela Cedeño (Copy)</image:title>
      <image:caption>Mariela Cedeño Mariela (she/her) is the product of her Venezuelan and El Salvadoran roots, and Bay Area upbringing. She has spent her career cultivating local economies, resilient food systems, and new models of investment that center and uplift Black, Indigenous and POC entrepreneurs, farmers, land stewards, and community-based organizations. She is a co-founder of Manzanita Capital Collective, a collective working to shift power and capital to BIPOC-led food, agriculture, and land stewardship to advance racial and economic justice. Prior to Manzanita, Mariela was the Interim Executive Director of Mandela Partners, an Oakland-based non-profit organization that works to increase access to healthy food, good jobs, and ownership opportunities. At Mandela Partners, Mariela spent more than a decade seeding and growing economic opportunity initiatives – including: a food hub, restaurant, and community food hall; entrepreneurship and wealth building programs; and non-extractive capital products. Mariela has a wide breadth of experience in community-rooted economic development, integrated capital, financial planning, collaborative stewardship, and more. Mariela holds B.A. degrees in Economics and International Relations from the University of California, Davis, and an M.A. in Latin American Development from Vanderbilt University. She is the chair of the Equitable Food Oriented Development Collaborative’s Community Investment Committee, a member of The People's Land Fund, on the Olamina Community Advisory Committee, and on California Farmlink's Board of Directors. Mariela is a current Castanea fellow, and a former Institute for the Future, Common Future, NALCAB Colegio, and Kiva fellow. She also proudly serves as the Board Treasurer for Somos Famila, a Bay Area based LGBTQ+ Latinx non-profit.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/our-team</loc>
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    <priority>0.75</priority>
    <lastmod>2025-10-17</lastmod>
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      <image:title>Our Team</image:title>
      <image:caption>Aner Ben-Ami, Founding Partner</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/819dde29-9602-47dd-8cbb-c77900717807/DSC00337cropped.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Christina Oakes, Client Services Manager</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/ccfe9c5e-a383-4aa1-961a-393cc120bf2f/DSC00442cropped.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Emily Ziethen, Director of Operations</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/5a71c6de-e3ab-4a90-8573-6bb7a8aeb0b8/DSC07751d.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>George Ashton III, CEO &amp; Partner</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/04bb6d5c-7d12-43fb-a877-a09a3d8b378d/DSC00402_%282%29cropped.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>James Pippim, Investment Manager</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/bb30a1cb-ec7e-46d3-9730-37c3e7c561fe/DSC02106+%281%29.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Jolynn Vallejo, Director of Business Development &amp; Partnerships</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/bab9b8a3-541b-4e6f-83f6-da8c29261db9/DSC00414_%282%29cropped.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Kimberli Cavazos Haywood, Director of Investments</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/b3737d87-2ed9-4a8f-8aae-cae498b02f0a/DSC01978_%282%29.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Kyle Ruane, Investment Director, Home &amp; Place</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/44833a2b-6acd-434d-90fd-1ac3e4f665c1/DSC00513.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Morgan Simon, Founding Partner &amp; Chief Compliance Officer</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/aece7a2a-f6e9-47b9-b599-97b7156f1f5e/DSC01522_%282%29.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Olga Afonina, Portfolio Operations Manager</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/b6d2e282-f741-4ed5-ba88-c9166840cdc3/DSC00309cropped.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Neal Parikh, Co-Managing Director, Afterglow</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/d215ca55-3925-456e-887e-e69f16974b51/DSC003871.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>starkey baker, Communications Manager</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/ccde920f-1e88-43c6-9dce-2280e994f3b2/rupal+sq+2025.jpg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Rupal Patel, Managing Director, Olamina</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/e028d04d-11b9-40eb-884d-faa8e24fdb02/image1.jpeg</image:loc>
      <image:title>Our Team</image:title>
      <image:caption>Tanay Tatum-Edwards, Director of Shareholder Advocacy</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/past-newsletter</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635031-6HWKCL5XWSR7YFJBDATA/image-asset.jpeg</image:loc>
      <image:title>Past Newsletter - Autumn 2024 Newsletter: Post-Election Reflections for Impact Investors  (Copy)</image:title>
      <image:caption>Autumn 2024 Newsletter: Post-Election Reflections for Impact Investors At Candide Group we remain committed to shifting the flow of money and power to create a world where all of us thrive, no matter who occupies our political offices. We make space at this moment for a multiplicity of emotions: from grief to hope. We are reflecting on the interdependency of cultural, economic and political change. And we center the long work of organizing — supporting the leadership of those most disinvested and disrespected by traditional power structures.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635037-VCYGOM5X51FO530ZHD8C/Screenshot+2024-08-13+at+12.42.29%E2%80%AFPM.png</image:loc>
      <image:title>Past Newsletter - You’re Invited! Sept. 10 Financial Activist Playbook Launch @ Kinfolx (Copy)</image:title>
      <image:caption>You’re Invited! Sept. 10 Financial Activist Playbook Launch @ Kinfolx For the past few years, Candide Group’s very own Director of Impact, Jasmine Rashid, has been working on a book featuring many of our partners in the impact investing ecosystem and beyond. The time has finally come — to celebrate the official launch ofThe Financial Activist Playbook: 8 Strategies for Everyday People to Reclaim Wealth and Collective Well-Being (Berrett-Koehler Publishers)!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635046-96ODU8XMMQHIWFB3HDNQ/Screenshot+2024-07-16+at+2.11.52%E2%80%AFPM.png</image:loc>
      <image:title>Past Newsletter - Candide Group Summer 2024 Newsletter (Copy)</image:title>
      <image:caption>Candide Group Summer 2024 Newsletter Happy summer! If you emailed any of our team members the first week of July, you may have seen our “OOO” autoresponder — acknowledging July as Bebe Moore Campbell Black, Indigenous, People of Color (BIPOC) Mental Health Awareness Month. For the second year in a row, Candide Group wanted to create some space for the team to support mental wellness, so we took a collective week-long break to honor the often complex and emotional nature of our work.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635055-0M3USAONYG2SGLPYL9C1/1+%283%29.png</image:loc>
      <image:title>Past Newsletter - Let’s Talk IMPACT: Candide Group’s 2023 Impact Report is Here (Copy)</image:title>
      <image:caption>Let’s Talk IMPACT: Candide Group’s 2023 Impact Report is Here At Candide Group, we define “impact” as the tangible and intangible contributions to improved realities on the ground for people and the planet. This means approaching impact as a journey rather than a destination – embracing what emerges rather than just settling for a goal that may have been set under an outdated context.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635062-E12V9XCU6WN6V4Z4WUDY/Screenshot+2024-05-10+at+8.39.54+AM.png</image:loc>
      <image:title>Past Newsletter - Candide Group Spring 2024 Newsletter (Copy)</image:title>
      <image:caption>Candide Group Spring 2024 Newsletter 2024 has already been a year of tremendous growth for Candide Group, with the launch of our Afterglow Climate Justice Fund, the evolution of our Olamina community debt vehicle, and the continued commitment of our community of foundations and families seeking to make money a tool for social justice.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635069-SK88WU4IRP1E961T6XJM/image-asset.png</image:loc>
      <image:title>Past Newsletter - 2023 Candide Group Round-up (Copy)</image:title>
      <image:caption>2023 Candide Group Round-up After spending time with loved ones, we have much to be excited about in 2024. In the meantime, we invite you to check out more about this last season of our work and news from our community below. From the Candide team to you and yours: have joyous, healthy, and peaceful holidays ahead.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635076-JVJHPR3GH7U97BNO7ZN7/andrey-grinkevich-0x6RTts1jRU-unsplash.jpg</image:loc>
      <image:title>Past Newsletter - Afterglow Climate Justice Fund Announces First Close (Copy)</image:title>
      <image:caption>Afterglow Climate Justice Fund Announces First Close Candide Group is launching a $50-100M catalytic debt fund for climate projects that create access and benefit for historically marginalized communities.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635082-ZEX07R0JRY3XIFPVAYSC/image-asset.jpeg</image:loc>
      <image:title>Past Newsletter - Yes, You Can Still Invest in Diverse Entrepreneurs: Here’s How (Copy)</image:title>
      <image:caption>Yes, You Can Still Invest in Diverse Entrepreneurs: Here’s How The Supreme Court's recent affirmative action decision will definitely impact social investors and grantmakers with a racial justice agenda — but it also won't stop us!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635088-05EXAL3GQH7KYVWF1DQ1/image-asset.png</image:loc>
      <image:title>Past Newsletter - Candide Summer 2023 Newsletter (Copy)</image:title>
      <image:caption>Candide Summer 2023 Newsletter As we move into the heart of summer, the Candide Group team is balancing both big projects and intentional rest. July was Black, Indigenous, People of Color Mental Health Awareness Month, and in reflection and to honor our team, we kicked off the summer with a collective pause and a week away from work. Now, in the second half of the year, we find ourselves back to what we try to do best: moving capital, bringing amazing people onto the team, and continuing to share perspectives on impact with the field.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635094-9XXFU5LJH28PWPVJSYKQ/image-asset.png</image:loc>
      <image:title>Past Newsletter - We're Celebrating Olamina's First $40M Flowed into Communities! (Copy)</image:title>
      <image:caption>We're Celebrating Olamina's First $40M Flowed into Communities! The Olamina Fund launched in October 2019 as a $40M loan fund with the goal of addressing the historic lack of access to capital in American communities — particularly Black, Native, and rural — who have faced decades of divestment and intentional extraction. Our core impact thesis was built around the principles of representation, community-centered products and services, access to capital, and community wealth-building.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635100-DPSMIMGOU97KSLKCOYCJ/image-asset.png</image:loc>
      <image:title>Past Newsletter - The Candide Group 2022 Impact Report Is Here! (Copy)</image:title>
      <image:caption>The Candide Group 2022 Impact Report Is Here! At the end of 2022, Candide Group celebrated moving over $200m into 110+ companies, funds, and organizations since our inception. Why does this matter? What was our actual impact? After two+ years of listening, prototyping, data collection, and analysis — we're thrilled to share our first-ever comprehensive Impact Report.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635106-0V3BGOUSCH39F3EV5I02/image-asset.png</image:loc>
      <image:title>Past Newsletter - We did it. We won. (2022 CoreCivic vs Candide Victory Announcement) (Copy)</image:title>
      <image:caption>We did it. We won. (2022 CoreCivic vs Candide Victory Announcement) You may recall that in March 2020, a private prison company sued Candide Group (and our co-founder, Morgan Simon) for defamation regarding our activism in opposition to family separation at the US-Mexico border. We didn't think it was right that big banks were funding private prisons, profiting off of immigrant detention and mass incarceration. So we did something about it. It is with great pleasure that we write to inform you that the case is finally over and that the truth proved victorious: we won!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635113-UH9OP0C6YEBFKH3QC9DT/image-asset.jpeg</image:loc>
      <image:title>Past Newsletter - Autumn 2022 Newsletter (Copy)</image:title>
      <image:caption>Autumn 2022 Newsletter We're celebrating a milestone: Candide Group has officially directed over $200m of client capital into 110+ impactful companies, funds, and organizations!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226635119-520OT0CK60B96LDKLH9Z/image-asset.png</image:loc>
      <image:title>Past Newsletter - Summer 2022 Newsletter (Copy)</image:title>
      <image:caption>Summer 2022 Newsletter This newsletter feels extra special, because we’re announcing some updates that have been over a year in the making.</image:caption>
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      <image:title>Past Newsletter - 2021 Candide Roundup (Copy)</image:title>
      <image:caption>2021 Candide Roundup This last year has challenged every facet of us, and been a prime example of how resilience in the absence of growth is still stagnation. In our pursuit of transformative justice, we commit to changing ourselves, diminishing old wounds, and creating new space for connection.</image:caption>
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      <image:title>Past Newsletter - Olamina Fund Update December 2021 (Copy)</image:title>
      <image:caption>Olamina Fund Update December 2021 $35M of our $40M loan fund is now serving communities! Two years out from Olamina’s official launch, we’re at a phase of the fund’s evolution where we’re eager to begin sharing more stories of our vibrant portfolio, uplifting the contributions of our Community Advisory Board (CAB), and imaging what else might be possible with the right capital and relationships in our ecosystem.</image:caption>
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      <image:title>Past Newsletter - Fall 2021 (Copy)</image:title>
      <image:caption>Fall 2021 This season, we’re in listening and planning mode at Candide Group — strategizing on how we can go deeper in moving the kind of investments that best-in-impact companies and funds deserve. That reflection-work doesn't mean Candide Group has slowed, however. We invite you to check out recent closings we’re proud of, join us in welcoming growth in our team, and help us find the perfect fit for a new role with the Olamina Fund. More below!</image:caption>
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      <image:title>Past Newsletter - Olamina Fund Update June 2021 (Copy)</image:title>
      <image:caption>Olamina Fund Update June 2021 Today we announce two pieces of exciting news. The first is that $28.5M of our $40M fund has been lent out, with 97% of our investments going to BIPOC- and women-led organizations. With the guidance and support of Olamina’s Community Advisory Board (CAB), $11M of that closed in the first five months of 2021; and with existing opportunities, we can now see the path to being fully invested.</image:caption>
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      <image:title>Past Newsletter - Summer 2021 (Copy)</image:title>
      <image:caption>Summer 2021 Summer is in full effect, and this season we’re welcoming new people and roles to our team, new spaciousness for self-reflection, and new catalytic opportunities to direct capital toward social change.</image:caption>
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      <image:title>Past Newsletter - Fall 2020 (Copy)</image:title>
      <image:caption>Fall 2020 As much as our day-to-day work is centered on the private sector, we know that tomorrow’s election is of critical importance to our collective future — from economic justice to racial equity to environmental safety.</image:caption>
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      <image:title>Past Newsletter - 2020 RoundUp (Copy)</image:title>
      <image:caption>2020 RoundUp Proudly, in 2020 we directed the most capital and delivered what we view as the deepest impact in our firm’s history: nearly $50m into 30 companies and funds, with standout themes emerging like food justice, multi-stakeholder models, fund managers of color, and climate justice.</image:caption>
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      <image:title>Past Newsletter - Fall 2020 (Copy)</image:title>
      <image:caption>Fall 2020 As much as our day-to-day work is centered on the private sector, we know that tomorrow’s election is of critical importance to our collective future — from economic justice to racial equity to environmental safety.</image:caption>
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      <image:title>Past Newsletter - Olamina: Building Power, Wealth, and Self-Determination in Black Communities (Copy)</image:title>
      <image:caption>Olamina: Building Power, Wealth, and Self-Determination in Black Communities The leaders of the organizations we support put themselves at considerable risk in advocating for their own communities. As resource providers, part of our commitment to Black lives means funding public safety over policing in these communities.</image:caption>
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      <image:title>Past Newsletter - First Olamina Update (Copy)</image:title>
      <image:caption>First Olamina Update We’re so excited to share with you the first round of impact-aligned borrowers in our portfolio, and how they’re caring for their communities.</image:caption>
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      <image:title>Past Newsletter - Spring 2020 (Copy)</image:title>
      <image:caption>Spring 2020 In the midst of so much uncertainty, we’re fortunate to declare that our work — of directing capital toward the justice-oriented world we want to inhabit — continues, now more critical than ever.</image:caption>
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      <image:title>Past Newsletter - Olamina Fund Update November 2020 (Copy)</image:title>
      <image:caption>Olamina Fund Update November 2020 As an investment vehicle, private funds like ours are a concrete opportunity to challenge the status quo of power, by rethinking whose voices are centered and who is at the decision-making table.</image:caption>
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      <image:title>Past Newsletter - Candide in Solidarity: Financial Activism for the Movement for Black Lives (Copy)</image:title>
      <image:caption>Candide in Solidarity: Financial Activism for the Movement for Black Lives In 1964 Malcolm X declared, “the future belongs to those who prepare for it today.” Today is unquestionably that day.</image:caption>
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      <image:title>Past Newsletter - Summer 2019 (Copy)</image:title>
      <image:caption>Summer 2019 Over 30 influencers working with Candide Group’s nonprofit arm, Real Money Moves, took action on the issue of big banks financing private prisons, and their role in family detention and mass incarceration</image:caption>
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      <image:title>Past Newsletter - Spring 2019 (Copy)</image:title>
      <image:caption>Spring 2019 Candide is proud to have had a great start to 2019, supporting 3 major investments in Q1. As featured below, this work included directing capital to environmental sustainability, innovative entrepreneurs in Mexico, affordable housing, and much more.</image:caption>
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      <image:title>Past Newsletter - 2018 Roundup (Copy)</image:title>
      <image:caption>2018 Roundup In 2017, we took the name Candide from the Voltaire novel which speaks to the world’s fundamental struggle between good and evil. From family detention to climate change to #MeToo, 2018 was a year where struggle was front and center for many of us.</image:caption>
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      <image:title>Past Newsletter - Fall 2019 (Copy)</image:title>
      <image:caption>Fall 2019 On November 4th, Candide Group &amp; our community came together to celebrate the launch of our new $40m loan fund!</image:caption>
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  </url>
  <url>
    <loc>https://www.candidegroup.com/team-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226620894-2779N7W4UOGEZLCEG6PQ/Screen%2BShot%2B2018-09-13%2Bat%2B8.42.49%2BPM.png</image:loc>
      <image:title>Team - Aner Ben-Ami (Copy)</image:title>
      <image:caption>Aner Ben-Ami Founding Partner Aner is passionate about redefining the role of capital in communities. Since co-founding Candide Group, he has been at the forefront of pioneering multi-stakeholder governance and ownership models that ensure more equitable and fair outcomes for workers and communities. Aner currently serves on the boards of Transform Finance, a non profit promoting a community-centered approach to impact investing; Solar Holler, a solar developer bringing solar power to Appalachia; Complete Solar, a technology-enabled solar developer in California; Firebrand Artisans, an artisan bread company with a mission to create good jobs and wealth for formerly incarcerated individuals; and Native American Natural Foods (NANF), a Native American owned company that produces buffalo-based products including Tanka Bar. Before starting Candide, Aner was a Project Leader at the Boston Consulting Group, where he worked with clients in the energy, water and transportation sectors. Prior to that, he worked at Israel's leading Project Finance consulting firm. Aner holds an MBA with honors from the Kellogg School of Management and a BA in Economics and History (magna cum laude) from Tel Aviv University. He is fluent in Spanish, French and Hebrew.</image:caption>
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      <image:title>Team - Christina Oakes (Copy)</image:title>
      <image:caption>Christina Oakes Christina brings over 20 years of client services experience in the investments industry to Candide Group. She is dedicated to building relationships which, coupled with her background in investment operations, allows her to create an enhanced client experience.</image:caption>
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      <image:title>Team - Emily Ziethen (Copy)</image:title>
      <image:caption>Emily Ziethen Emily brings over a decade of experience in impact investing and a deep commitment to harnessing capital for positive change. At Candide, she oversees people and business operations, working closely with the team to ensure Candide serves its many stakeholders with efficiency and integrity. Before joining Candide, Emily was the COO of Renew Capital, an Africa-focused impact investment firm that supports innovative companies with high-growth potential. In this role, she led the firm's strategic planning, operations, monitoring and evaluation, project management, and business development processes. Emily also gained fund accounting and administration experience as a Fund Accountant at Greenspring Associates, managing 11 private equity funds totaling over $400 million in commitments. Emily earned her MBA from the University of Chicago Booth School of Business, where she served as Co-President of Booth Social Impact, a student-led organization connecting students with consulting opportunities that seek to generate social impact in their local communities. She was also the recipient of the 2020 Rustandy Social Impact Leader award. Emily holds a BA in International Studies and French from Loyola University of Chicago.</image:caption>
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      <image:title>Team - George Ashton III (Copy)</image:title>
      <image:caption>George Ashton III CEO George joins our leadership team with a 20+ year career balancing both entrepreneurial and investment roles in the impact investing field. He has a deep commitment to social equity and environmental justice that is reflected in both his professional and personal commitments.  Prior to joining Candide, George served as President of LISC Fund Management where he scaled a Registered Investment Advisory business that ultimately managed 11 funds and over $850M in assets. These funds worked to create quality jobs, fuel small businesses, particularly in communities of color, improve housing, and provide equitable opportunity in under-invested communities. Previously, George served as Co-founder and President of Sol System, a Washington, D.C.-based renewable energy investment firm that has deployed billions of dollars into renewable energy projects through innovative funds and financial structures. George holds a BA in Finance and Economics (cum laude) from the College of William and Mary and an MBA from University of Maryland.</image:caption>
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      <image:title>Team - Hope Newsome (Copy)</image:title>
      <image:caption>Hope Newsome Chief Compliance Officer Hope is co-founder and managing partner at Virtus LLP. Hope has served in several capacities within the financial services industry since 1999, including as general counsel and chief compliance officer of registered investment advisers, broker-dealers and public and private funds. Prior to founding Virtus LLP, she served as general counsel and chief compliance officer at a Winter Park, FL based private equity firm. She serves on the boards of the United Way of Central Florida, the Black Chamber of Commerce Central Florida and ATHENA Orlando Women’s Leadership. She is a member of the Florida Bar and serves on its Professional Ethics Committee.</image:caption>
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      <image:title>Team - James Pippim (Copy)</image:title>
      <image:caption>James Pippim Sr. Investment Associate James is a champion for shifting power and resources to communities where wealth has been historically extracted. Most recently, James worked as an investment analyst at the Skoll Foundation, supporting climate justice social innovation that centered community-led solutions from the Global South to US South. He also designed impact assessment frameworks and performed diligence for mission-related investments in underrepresented fund managers.  James is a proud Ghanaian immigrant who made his way from Connecticut to Georgia before switching coasts and settling in the Bay Area during graduate school. James completed his JD/MBA at Golden Gate University, where he supplemented his coursework with roles in venture capital, early-stage technology companies, and technology licensing. He builds on his prior experiences to bolster access to capital and empower community self-determination.</image:caption>
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      <image:title>Team - Karla Magana Figueroa (Copy)</image:title>
      <image:caption>Karla Magana Figueroa Karla Magana Figueroa (she/her/ella) brings a decade of experience driving strategic decisions at the intersection of finance and public policy. At Candide, she is responsible for impact investment strategies across various asset classes and stages, all in service of creating a more equitable economy. Prior to Candide, Karla ran due diligence on marquee technology transactions in J.P. Morgan’s Technology coverage group in the Investment Banking division. Karla also has extensive exposure to philanthropic and racial justice work, advising organizations such as the Bloomberg Harvard City Leadership Initiative and LinkedIn’s Global Impact team. Karla received her MBA/MPP from the University of Chicago Booth School of Business and the Harvard Kennedy School, respectively. She is a proud formerly undocumented college graduate and the daughter of Mexican immigrants. A longstanding equity advocate, her experience includes leading the Junior Leadership Board of Sponsors for Educational Opportunity (SEO) and serving on the Investment Committee of the Cap Table Coalition. For her contributions to marginalized communities and promising career trajectory, Karla has been identified as a Rising Star through the Most Powerful Latinas Summit hosted by the Association of Latino Professionals for America (ALPFA).  In her free time, Karla likes to read long-form journalism pieces, roller skate around the Bay Area, and scope out the best taco in any city.</image:caption>
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      <image:title>Team - Kimberli Cavazos Haywood (Copy)</image:title>
      <image:caption>Kimberli Cavazos Haywood Kim works to inspire, and be inspired by her work. After spending two decades at the intersections of community development and banking, she understands the urgent need of stewarding capital toward systems that uplift a society in which humanity, dignity and respect are valued. Most recently, Kim managed an investment portfolio of $300M in affordable housing, venture capital, and private equity investments driven to benefit underinvested communities. Her vast corporate background includes experience in finance, communications, regulatory, compliance and governance. She has served many communities through non-profit and grassroots volunteer work, and has been the recipient of multiple awards for outstanding achievements. Kim is a graduate of the University of Utah and holds a bachelor’s degree in Communications with an emphasis in Journalism.</image:caption>
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      <image:title>Team - Leslie Lindo (Copy)</image:title>
      <image:caption>Leslie Lindo Leslie has dedicated the last 15 years of her career working to change the systems that have been most extractive on social and natural ecosystems. For the past nine years, she has focused on identifying and advancing solutions to address the wealth disparities in economically marginalized communities. As the Managing Director of the Olamina Fund at Candide Group, Leslie works on shifting the power dynamics of traditional finance and increasing access to capital in communities across the U.S. that have experienced historic and intentional exclusion from our economy. In her last role as VP of Strategic Partnerships at Common Future (formerly BALLE), she brought together diverse stakeholders around racial equity and impact investing, equitable financing tools, democratic governance and financial structures, integrated entrepreneurial ecosystems, and shared ownership of land, housing, and business. Leslie has training in facilitative leadership for social change, strategic planning, and sustainable building. She has proudly served on executive committees for multiple boards, including New Economy Coalition, Oakland Grown, and The Green Chamber of Greater Phoenix, and currently serves on the board for RichmondLAND and Just Futures.</image:caption>
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      <image:title>Team - Morgan Simon (Copy)</image:title>
      <image:caption>Morgan Simon Morgan has close to two decades of experience making finance a tool for social justice. In that time she has influenced over $150B and is a regularly sought out expert on impact investing. Her first book, Real Impact: The New Economics of Social Change has been featured everywhere from Harvard Business School to the United Nations. A serial social entrepreneur, prior to Candide Group she was the founding CEO of Toniic, a global impact investment network, co-founder of Transform Finance, a non-profit organization building a bridge between finance and social justice, and also founding ED of the Responsible Endowments Coalition, educating and organizing over 100 campuses across the country. She received a B.A with High Honors in Economics and Political Science from Swarthmore College, and serves as an Adjunct Professor in the Graduate Program at Middlebury College. More on Morgan at www.morgansimon.com.</image:caption>
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      <image:title>Team - Neal Parikh (Copy)</image:title>
      <image:caption>Neal Parikh Neal has spent his career financing and developing climate-friendly infrastructure, both in the US and emerging markets. He is currently a managing director for Lattice Impact Capital, a sustainable infrastructure private equity fund, in addition to his role as co-managing director of the Climate Justice Fund. As the former head of finance for BrightFarms, he raised more than $80m in equity and debt and pioneered “Produce Purchase Agreements” with blue-chip retailers such as Kroger, Giant, and Walmart. Prior to BrightFarms, Neal served as Vice President of Global Sustainable Finance at Morgan Stanley and as a senior policy advisor to Mayor Michael Bloomberg, where he launched an award-winning financing intermediary to scale building energy efficiency improvements. He has also structured and financed large-scale infrastructure projects in sub-Saharan Africa. Neal has a BA (magna cum laude) from Brown University and received a Master’s in Public Policy and Urban Planning from Harvard University.</image:caption>
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      <image:title>Team - Olga Breyburg (Copy)</image:title>
      <image:caption>Olga Breyburg Olga brings extensive experience in investment operations to Candide Group. Prior to joining the team, Olga was an Investment Operations Manager for financial technology companies for over 10 years, where she was responsible for building the company’s strategy, financial and operations functions.  She has been instrumental in creating investment operations architectures for several companies across her leadership tenure. She oversaw multiple successful product launches and has seen significant sales increases thanks to client services initiatives.  Olga has a Master of Science in Finance from Golden Gate University and currently attending Harvard for a degree in Project Management.</image:caption>
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      <image:title>Team - Starkey Baker (Copy)</image:title>
      <image:caption>Starkey Baker Starkey is a passionate storyteller. They love to work with, understand, and elevate subjects. Starkey graduated from University of Minnesota Twin Cities with a B.A. in Political Science a member of the National Residence Hall Honorary. Across ten years, Starkey highlighted the stories of activists and survivors across a myriad of intersections. Their work has been featured in publications like WIRED and Rolling Stone.</image:caption>
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  </url>
  <url>
    <loc>https://www.candidegroup.com/acjf-cab</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-25</lastmod>
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      <image:title>Afterglow CAB - Aina Abiodun* (Copy)</image:title>
      <image:caption>Aina Abiodun* Aina (she/her) is a Nigerian-American immigrant who found her calling as a systems interventionist and has built her multi-faceted career on making innovation more just and impactful. Aina is currently the President and Executive Director of VertueLab, a Pacific Northwest center for developing and deploying climate tech with a justice-first lens. In her previous work as a social impact strategist, Aina worked with historically marginalized communities across the globe to ensure real impact in health, tech and finance outcomes on projects by clients ranging from Meta, Logitech, Merck and Novartis to The Obama Foundation. When a further pivot into software put Aina in the roles of founder and CEO in both health and climate tech, Aina notably became the first Black woman to run a venture-backed company in Germany. And as a person displaced from her homeland by the ruthless hand of fossil fuel extractivists, Aina believes there is no greater and more sacred privilege than supporting a just transition, especially for Black and Indigenous people. When discussing her passion for climate justice, Aina shared, “In my pursuit of a just transition, I have embraced the sacred privilege of working at the intersection of innovation and the wisdoms of long-silenced communities and cultures.”</image:caption>
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      <image:title>Afterglow CAB - Andrea Sanchez Davidson* (Copy)</image:title>
      <image:caption>Andrea Sanchez Davidson* Andrea (she/her) is an advocate and filmmaker whose work is inspired by social and environmental issues at the intersection of the natural world and health. As the Program Manager for Resource Legacy Fund’s Ocean, Coast, and Fisheries programs, she shapes and oversees projects that advance coastal conservation, climate resilience, and equitable coastal access. She has over a decade of experience supporting advocate networks as well as efforts to bring public and philanthropic funding to frontline communities. Andrea is the co-founder of Surfgrass Productions, a communications and film production company working to connect science, conservation, and environmental justice through film. In previous roles, she has worked on ocean data and design projects, sustainable agriculture, western clean energy campaigns, and federal clean energy policy efforts. Driven by her experiences as a second-generation immigrant, Andrea participated in the union negotiating team for UAW Local 2103 - Sierra Employee Alliance and the diversity, equity, and inclusion committees at the Energy Foundation and Resources Legacy Fund. She holds a BA in International Relations from San Francisco State University and a Master of Advanced Studies in Marine Biodiversity and Conservation from the Scripps Institution of Oceanography at UC San Diego. Andrea joined the Community Advisory Board for the opportunity to bring racial justice and community impact perspectives to potential investments. She believes that environmental and racial justice issues are inextricably linked and that more inclusive financial markets can help transform the legacy of disenfranchisement that Black, Indigenous, and other communities of color face. Andrea shared, “We can’t save the planet or improve individual communities without addressing the systems that actively work against sustainability, including the exploitation of workers and the perpetuation of racial injustice.”</image:caption>
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      <image:title>Afterglow CAB - Christina Cummings* (Copy)</image:title>
      <image:caption>Christina Cummings* Christina (she/her) is a freedom fighter and truth teller who understand the importance of centering Black and Brown voices in the environmental justice movement. Christina currently serves as the Vice President Operations, Partnership for Southern Equity (PSE). PSE advances policies and institutional actions that promote racial equity and shared prosperity for all in the growth of metropolitan Atlanta and the American South. She is PSE’s staff lead for the Just 40 Accelerator. The Justice40 Accelerator seeks to leverage the Biden-Harris Administration's Justice40 commitment to radically reimagine the existing government resource delivery system as a restorative and reparative framework that better supports Black and historically disinvested communities of color In response to joining the CAB, Christina shared, “All climate solutions are local. We don't need saving; we need a check and the agency to implement our solutions!” To that end, Christina works to design programs that help close the wealth gap for Black and brown communities. She has completed numerous regional leadership programs, including the prestigious SEED fellowship with the National League of Cities (NLC) and the Democracy at Work Institute (DAWI) in 2019. She serves on numerous non-profit boards and is often asked to serve as a guest speaker regarding her work in Economic Development. Prior to joining the PSE, Christina served as the Director for Housing and Community Development for the City of Atlanta and the Deputy Director for Community Development and Regulatory Affairs at the City of South Fulton. Christina’s educational background includes a Master’s of Public Administration from the Andrew Young School of Policy Studies and a BA in Sociology from Georgia State University.</image:caption>
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      <image:title>Afterglow CAB - Michael Hawthorne Jr.* (Copy)</image:title>
      <image:caption>Michael Hawthorne Jr.* Michael (he/him) s a Climate Policy Activist who has devoted his life to advocating for Energy Justice and seeing an equitable Clean Energy Economy transition in Black Communities. Michael is the Co-Founder of Klean Energy Kulture. This not-for-profit production company partners with Billboard Topping Hit Music Artists to accelerate awareness of the Clean Energy Transition in Black Communities. Over the last decade, Michael has led pivotal campaigns that successfully generated awareness and engagement in Communities of Color, resulting in substantial participation in Climate Change Advocacy. These leadership experiences include being Georgia’s Deputy Field Director for Barack Obama's first Presidential Campaign, Vice President Al Gore's Repower America Campaign, Greenpeace, and the Beyond Coal Campaign with the Sierra Club. His community-centric orientation in all of these roles has garnered the respect and trust of Stakeholders at all levels. When sharing why he joined the CAB, Micahel said, “I look forward to a world where communities of color are not just the receivers of clean energy but are generators of clean energy too for decades to come.”</image:caption>
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      <image:title>Afterglow CAB - Shaun Deschene (Copy)</image:title>
      <image:caption>Shaun Deschene Shaun (she/her) is a Turtle Mountain Chippewa citizen, and has been working to reduce the intergenerational, intractable poverty in Native America and the associated psychological and physical stress and resulting addiction outlets by building strong, independent tribal economies for over 25 years. She focuses on reducing regulatory barriers to access capital so tribes can build the infrastructure needed to support responsible development on tribal lands. Shaun actualized the Administration’s commitment to allocate 40% of the benefits from the clean energy transition into historically underserved communities by developing renewable energy on tribal lands. She now works for the federal government and currently serves as the Director of Native Affairs and Economic Development at the U.S. Department of Commerce in the Secretary’s Office. Shaun is a graduate of Stanford University &amp; received her law degree at the University of Arizona. Shaun shared she is excited to continue to sit on the CAB because “It has been a privilege to sit at the top of the decision-making tree of financial opportunity to learn how the process works &amp; help our communities gain better access.”</image:caption>
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      <image:title>Afterglow CAB - Silky Misra* (Copy)</image:title>
      <image:caption>Silky Misra* Silky (she/her) is the Senior Director of the Housing &amp; Community Development Division at the National Urban League (NUL). NUL is a historic civil rights organization dedicated to empowering African Americans and underserved communities to enter the economic and social mainstream through programs, advocacy, and research. Silky has over a decade of experience in the housing and economic development sector, managing and directing initiatives, advocacy, policy development, and fundraising. Through these experiences, Silky worked with low to moderate-income communities of color in the housing, energy efficiency, and economic development sectors. In her current role, she leads NUL’s signature comprehensive housing counseling program. She stewards a myriad of projects related to asset building and intergenerational wealth preservation for low- and moderate-income populations across the country. Prior to joining NUL, Silky served as the Neighborhood &amp; Housing Preservation Specialist at Chhaya Community Development Corporation. This community-based organization works on the housing and immigrant rights of the South Asian community in New York City. She was leading the energy efficiency program in Queens, NY, that helped low to moderate-income residents with resources to reduce their energy burden. Silky also previously worked with the Department of Economic and Social Affairs at the United Nations, furthering their global research on e-Government initiatives. Silky completed her Master’s in Urban Planning from the State University of New York at Buffalo and has a Bachelor’s degree in Architecture from India. Silky is committed to empowering communities of color to break down barriers and work towards obtaining economic equality and building sustainable communities. She believes that climate solutions have to be economically viable; they have to account for the realities of our communities. She has joined the Community Advisory Board for an opportunity to work with this diverse group to devise strategies aimed at closing the climate gap by fully accounting for the communities who are at the boot end of this conversation.</image:caption>
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  </url>
  <url>
    <loc>https://www.candidegroup.com/afterglow-cjf-service-providers</loc>
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    <lastmod>2025-02-17</lastmod>
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      <image:title>Afterglow CJF Service Providers - Morgan Lewis (counsel) (Copy)</image:title>
      <image:caption>Morgan Lewis (counsel) Morgan Lewis is one of America’s oldest law firms, representing clients for over 150 years.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226633335-FWDESJWP9UFDG3C3WSND/withumlogosq.jpeg</image:loc>
      <image:title>Afterglow CJF Service Providers - Withum (Copy)</image:title>
      <image:caption>Withum Withum is a nationally ranked advisory and public accounting firm providing to businesses and individuals on a local-to-global scale.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226633341-HB0JX4R88FPIYSOCX5V8/logo%2Btag2-rgb.jpg</image:loc>
      <image:title>Afterglow CJF Service Providers - Broadstreet Impact Services (Copy)</image:title>
      <image:caption>Broadstreet Impact Services Broadstreet Impact Services is an impact financial services company offering both fund management and fund administration services. We work with innovative investors to fuel social and economic impact throughout the country.</image:caption>
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  </url>
  <url>
    <loc>https://www.candidegroup.com/olamina-portfolio</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226590305-AM02SPGHYPQ82DRNFQNG/logo.png</image:loc>
      <image:title>Olamina Portfolio - Appalachian Community Capital (Copy)</image:title>
      <image:caption>Appalachian Community Capital Appalachian Community Capital provides reliable and sufficient capital for its membership of CDFIs and mission-driven lenders to support economic growth, increased entrepreneurship, higher quality jobs, and increased local wealth in the Appalachian region.</image:caption>
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      <image:title>Olamina Portfolio - Baltimore Community Lending (Copy)</image:title>
      <image:caption>Baltimore Community Lending Baltimore Community Lending is a US Treasury certified nonprofit Community Development Financial Institution. Working in Baltimore City exclusively, BCL provides loan capital for bricks real estate development. We work with different types of borrowers—from developers and individual investors, to nonprofits and community partners—to transform and revitalize Baltimore neighborhoods.</image:caption>
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      <image:title>Olamina Portfolio - Carolina Small Business Development Fund (Copy)</image:title>
      <image:caption>Carolina Small Business Development Fund Carolina Small Business Development Fund (CSBDF) is a 31 year old 501 C-3 not-for-profit that provides financial, policy, research, and technical assistance to small businesses throughout North Carolina. We focus on underserved communities with an emphasis on businesses owned by people of color, women, veterans, rural residents, and low income individuals. Resources from Olamina Fund will help CSBDF by providing lower cost debt that will allow us to augment our Revolving Loan Fund and refinance higher cost debt.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226590286-VP2MVR638PSEH6TPQJ1B/200-chc-logo.png</image:loc>
      <image:title>Olamina Portfolio - Community Housing Capital (Copy)</image:title>
      <image:caption>Community Housing Capital Community Housing Capital (CHC) is certified as a community development financial institution (CDFI) and a community development entity (CDE) by the U.S. Treasury’s CDFI Fund. It aggregates loan capital to finance the creation and preservation of affordable housing</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226590279-ACG6E8NV88FTRWZ01V1J/static1.squarespace-4.png</image:loc>
      <image:title>Olamina Portfolio - Historic Clayborn Temple (Copy)</image:title>
      <image:caption>Historic Clayborn Temple Historic Clayborn Temple in Memphis has been a key power-building base for the African American community for seventy years. The team’s dream is for the community to own the property, specifically the descendants of the Sanitation Workers' Strike of 1968, and to advance the cultural and economic production of African American artists and entrepreneurs.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226590273-QBLSA09WL46C4B0FX47F/44188885_160876431518505_2671154106864762880_n.png</image:loc>
      <image:title>Olamina Portfolio - HDDC (Copy)</image:title>
      <image:caption>HDDC HDDC is one of Atlanta’s oldest surviving community development corporations and the only non-profit organization specifically dedicated to preserving the availability of affordable housing in the Old Fourth Ward district. For nearly four decades, HDDC has been a catalyst for equitable urban revitalization in Atlanta.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226590259-5B84NDV6G3TT29M5RKGM/cropped-logo-with-tagline-in-black-box.png</image:loc>
      <image:title>Olamina Portfolio - Kibilio Refuge Community &amp; Farm (Copy)</image:title>
      <image:caption>Kibilio Refuge Community &amp; Farm Kibilio Community and Farm is rooted in Black and Queer land sovereignty. It is an intergenerational, intentional community dedicated to embodied healing, and reparative, ecological, and reproductive justice.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226590266-CUENVX09GTDY0ZVFZWFD/logo+%281%29.png</image:loc>
      <image:title>Olamina Portfolio - Hope Credit Union Enterprise Corporation (Copy)</image:title>
      <image:caption>Hope Credit Union Enterprise Corporation is a women of color-led credit union and CDFI serving the Deep South.</image:caption>
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  </url>
  <url>
    <loc>https://www.candidegroup.com/articles-by-cg</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623379-QRJET8VO0S5B0PEL9MG6/image-asset.jpeg</image:loc>
      <image:title>Articles by CG - Celebrating Latinx Communities Means Investing in Latinx Businesses (Copy)</image:title>
      <image:caption>Celebrating Latinx Communities Means Investing in Latinx Businesses If Latinx companies had equitable investment, they would generate an additional $2.3 trillion in revenue each year, with 6.6 million new jobs. We’ve got work to do.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623384-PKTMNLWW0JTNOADRQ8Y3/image-asset.jpeg</image:loc>
      <image:title>Articles by CG - The Best Time for Reparations Was 1863, The Second Best Time Is Right Now (Copy)</image:title>
      <image:caption>The Best Time for Reparations Was 1863, The Second Best Time Is Right Now The purpose of any society is not solely “do no harm.” It is to provide a fertile soil from which we can all grow. When slavery was abolished in the United States during and after the Civil War, not only did the US neglect to finish the job of stamping out the abomination, it did little to nothing to fix what it broke. That bill is long overdue.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623391-U33ROUY02Q0MULG84VPX/image-asset.jpeg</image:loc>
      <image:title>Articles by CG - The Great American Ponzi Scheme* (Copy)</image:title>
      <image:caption>The Great American Ponzi Scheme* Car-dependent American suburbs siphon vast quantities of capital from urban areas, forcing municipalities to take on more and more burdensome debt just to maintain degrading infrastructure.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623398-8Z06IVJXG5OUBGSOJE1O/Screen+Shot+2020-12-17+at+11.31.43+AM.png</image:loc>
      <image:title>Articles by CG - One of the World’s Largest Private Prison Corporations Lied About Separating Families and Tried to Silence Us with a Lawsuit. They Failed. (Copy)</image:title>
      <image:caption>One of the World’s Largest Private Prison Corporations Lied About Separating Families and Tried to Silence Us with a Lawsuit. They Failed. Jasmine Rashid Dec. 14 2020 Here’s why this is a major victory: for immigrant rights, criminal justice, and impact investing.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623404-3JOMFX643Q2Y7L0Q4E0U/0_mL--A9uvoyknAlHW.jpg</image:loc>
      <image:title>Articles by CG - Investing in our Food System Through an Equity and Social Justice Lens (Copy)</image:title>
      <image:caption>Investing in our Food System Through an Equity and Social Justice Lens Aner Ben-Ami, Medium Nov. 2, 2020 “Over the last year, we have invested on behalf of our clients in companies that are shining examples of how our food industry can be redesigned to create wealth for historically disadvantaged (and often POC) workers/suppliers, as well as to serve healthy and nutritious food to lower income (often POC) communities. We’re excited to tell you about them’</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623411-8C6TIZR85INCH22RML4I/1_wGFNM7MDQBiZevY7RPzRRg-1.jpg</image:loc>
      <image:title>Articles by CG - The Financial Activist Playbook for Supporting Black Lives (Copy)</image:title>
      <image:caption>The Financial Activist Playbook for Supporting Black Lives Jasmine Rashid, Medium June 3, 2020 “Regardless of your personal relationship to finance, you’re already using money to support or undercut your values each day. Wealth holders and capital directors use the language of “liabilities” and “assets” to ensure that economics remains in the realm of limited accessibility. But here is some plain English for you: where you bank, how you spend, and what you invest in matters for Black lives.”</image:caption>
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      <image:title>Articles by CG - “Opposing” counsel?: Stop fighting with your investees (Copy)</image:title>
      <image:caption>“Opposing” counsel?: Stop fighting with your investees Morgan Simon, Medium May 8, 2020 “How Navajo Power &amp; Candide Group got a deal done at half the cost, with twice the love.”</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623423-EOKEH4NYP1DXST80E4SZ/Screen+Shot+2020-11-09+at+6.59.38+PM.png</image:loc>
      <image:title>Articles by CG - Systemic Racism During COVID-19: Impact Investing &amp; Philanthropy’s Role (Copy)</image:title>
      <image:caption>Systemic Racism During COVID-19: Impact Investing &amp; Philanthropy’s Role Lynne Hoey, Medium April 24, 2020 “The inequity of coronavirus’s impact mirrors the inequity we’ve long witnessed in the financial and health systems. For impact investors and those in philanthropy who have been wrestling with the question of how to do racial justice work, now is your moment to act.”</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623430-5SPZMLPG8LNJSQSJOBUU/1_FqYYDHHBzIFIKXuK0ZfMmA.png</image:loc>
      <image:title>Articles by CG - Organically Grown Co.: This is what stakeholder capitalism looks like (Copy)</image:title>
      <image:caption>Organically Grown Co.: This is what stakeholder capitalism looks like Aner Ben-Ami, Medium Nov 26, 2019 “A couple of years ago, 38 years into their history as organic food and farming pioneers, [OGC] had the insight that it was time to seek out a new ownership model in order to preserve what they had built at OGC. The solution they came up is what has come to be known as “Steward Ownership”: an ownership structure that puts mission ahead of profits and ensures a balance of power and return among stakeholders. And with the perseverance of activists/entrepreneurs who had spent a lifetime fighting to fix our food system, Organically Grown found investors like Purpose Network, RSF and Candide Group who were willing to think outside the box and make their vision a reality.”</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623436-7DETQYBJLS6P0NPMU1CS/1_tq6pd1TJOpPz7rsAG2SN1A.jpg</image:loc>
      <image:title>Articles by CG - How to be a young woman (or anything other than a grey-haired white man) at a business conference and still get shit done (Copy)</image:title>
      <image:caption>How to be a young woman (or anything other than a grey-haired white man) at a business conference and still get shit done Morgan Simon, Medium Sept. 12, 2019 “It’s hard to get work done at a big conference when people carry tremendous unconscious bias, and are often likely to discount your value based on your gender, race, age or even cost of clothing. These are things we generally can’t change (and don’t want to!) about ourselves. But, we still have a mission — we have to raise that money, or find a client, or whatever it is that brings us there. So how do you get stuff done while still being authentic to yourself?”</image:caption>
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      <image:title>Articles by CG - 5 changes CEOs can make if they’re serious about ending shareholder primacy (Copy)</image:title>
      <image:caption>5 changes CEOs can make if they’re serious about ending shareholder primacy Morgan Simon, Fast Company Aug. 27, 2019 “The market needs to stop penalizing companies that are taking the long view. A groundbreaking study from Harvard Business Review showed that companies that adopted strong labor and environmental policies had double the market cap, 18 years later. Given the long-term time horizons of many investors, including impact investors, this should be music to our ears, and lead us to value companies differently. It would also drive the movement toward full-cost accounting to internalize what are conveniently considered today as externalities, like environmental destruction and income inequality. While not every social good can, or should, be translated into economic value—ideally, our economy should be structured toward human thriving.”</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623447-SKP08T3KJ4SY17RNCV6G/OGC_packing-organic-bell-peppers.jpg</image:loc>
      <image:title>Articles by CG - Heads up, investors: It’s not all about you (Copy)</image:title>
      <image:caption>Heads up, investors: It’s not all about you Aner Ben-Ami, Impact Alpha Dec 18, 2018 “A 40-year old produce distributor in Eugene, Oregon may not be where you’d expect to find a fix for shareholder capitalism. But with Organically Grown Company, we believe that’s precisely what we found.”</image:caption>
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      <image:title>Articles by CG - Can Impact Investing Avoid the Mistakes of Microfinance? (Copy)</image:title>
      <image:caption>Can Impact Investing Avoid the Mistakes of Microfinance? Morgan Simon, Harvard Business Review June 8, 2018 "Impact investors over the past decade largely focused on proving that impact investments could achieve a “market rate” or above return profile. Making something wildly profitable will of course attract the attention of financial markets, and thus increase the chances it will scale effectively. Often, however, the elements that make something profitable work counter to those that maximize positive social impact. So it’s important to recognize that if we expect to expand impact investment based primarily on its profitability, we should expect to get just what we set out to create: a tool that has maximized profit over impact."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623463-DHDTDZ16WM7JORTVVR94/20170403_showmethemoney.jpg</image:loc>
      <image:title>Articles by CG - What impact investors can learn from activists (Copy)</image:title>
      <image:caption>What impact investors can learn from activists Morgan Simon, Thomas Reuters March 22, 2018 "In 2016 , $119 billion was invested in projects seeking both a social and financial return, such as clean energy and worker owned cooperatives, according to the Global Impact Investing Network, an organisation that seeks to publicize and offer advice on impact investing. But let’s face it: most of these investments are made from the 40th floor of a Wall Street skyscraper. Impact investors may have great intentions, but how do we know if these investments are actually doing social good if we are so far away from the people our investments affect?"</image:caption>
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      <image:title>Articles by CG - How 'Black Panther', Drake, And The Theme Of Community Ownership Act As Tools For Liberation (Copy)</image:title>
      <image:caption>How 'Black Panther', Drake, And The Theme Of Community Ownership Act As Tools For Liberation Laurika Harris-Kaye, Blavity.com Feb. 23, 2018 "Black celebrities and wealth holders who do not want to repeat the cycles of dependence and oppression we’ve seen in the past would do well to focus on investing their capital into things the black community can own and manage, in a    way that prioritizes collective welfare. The existence of a growing black elite is certainly progress, but I’d now like to see us ask the harder questions, like those posed in the film, around how those elites are lifting up others and making sure that the resources they enjoy are creating a better future for everyone."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623476-UDDC7Z9P4PHS2FZLHGU3/A_unicorn._Woodcut_after_C._Gessner._Wellcome_V0021193.jpg</image:loc>
      <image:title>Articles by CG - Don't Go Chasing Unicorns (or, how to support a more inclusive startup ecosystem) (Copy)</image:title>
      <image:caption>Don't Go Chasing Unicorns (or, how to support a more inclusive startup ecosystem) Aner Ben-Ami, Noteworthy Feb. 22, 2018 "Venture capital should never have become the standard way for us to fund new businesses. As an asset class, it’s uniquely designed to fund disruptive innovations. It does this by funding ventures that are likely to fail, but — if successful — can result in outsized outcomes. For a venture capitalist, seeing 6 or 7 out of 10 portfolio companies fail is part of the playbook. In fact, if VC’s aren’t seeing enough failures in their portfolio, they take it as a sign that they may not be taking enough risk (as Babe Ruth once said: “every strike brings me closer to my next home run”). Good VC’s understand they aren’t looking for a ‘normal distribution’ of outcomes in their portfolio — they’re looking for the “fund maker”. Or in other words, the unicorn. But does that kind of failure rate represent a good deal for (most) founders? How about for society as a whole?</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623482-0VKAAR6AW4TGMUPKEWJA/Screenshot%2B2018-04-17%2B12.08.25.png</image:loc>
      <image:title>Articles by CG - Lessons Learned from Haiti for Puerto Rico: Charity is a Poor Tool for Rebuilding a Country  (Copy)</image:title>
      <image:caption>Lessons Learned from Haiti for Puerto Rico: Charity is a Poor Tool for Rebuilding a Country Morgan Simon and Isabelle Clerie, Salon.com Nov. 16 2017 "When it comes to rebuilding a country, not all resources are created equal. Charity and donations can help in the short-term, but harm the economy over the long-term. Private capital can help local businesses get back on their feet, but also perpetuate entrenched inequality. Rebuilding efforts can seem beneficial, but end up going to waste when they don’t account for the needs of communities. Finance and private capital can play a huge role in rebuilding Puerto Rico, but we must draw key lessons from what went wrong in Haiti to ensure that this time, we get it right."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623488-8SL29T11B695TQCE0R0X/1_wu0QUArBZjhBynqnK2drJQ.png</image:loc>
      <image:title>Articles by CG - So, you want to write a book? Here’s what you need to know. (Copy)</image:title>
      <image:caption>So, you want to write a book? Here’s what you need to know. Morgan Simon, Medium Oct. 19, 2017 “My name is Morgan Simon and my first book, Real Impact: The New Economics of Social Change, was released on October 3, with over 5,000 copies sold in the first week. I wanted to share what I’ve learned, both from my experience and from conversations I had with three best-selling authors who were quite generous with their time and wisdom — Van Jones (Beyond the Messy Truth), Sasha Abramsky (The American Way of Poverty) and Eric Reis (The Lean StartUp).”</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623495-IJCSAO537HJPRS5FBL3O/Screen+Shot+2020-11-09+at+7.39.42+PM.png</image:loc>
      <image:title>Articles by CG - Is Impact Investing Winning the Battle but Losing the War?   (Copy)</image:title>
      <image:caption>Is Impact Investing Winning the Battle but Losing the War?  Aner Ben-Ami, Transform Finance Blog Jan. 24 2017 "We're all for the creation of more sustainable consumer products, and we're certainly all for the creation of a vibrant clean energy sector. But our current global crisis demands that we go beyond these goals, and ask ourselves whether our investments are helping re-define how wealth and risk are being allocated in our economy. To pick one example - would it be great if the "next McDonald's’’ served healthier fast food? Sure! But arguably even more important is to redefine how workers are treated and paid, how executive compensation works, how wealth is created up the supply chain and who benefits when the company does well."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623502-6MR34G24VU3BC6D5CDGA/image-asset-1.png</image:loc>
      <image:title>Articles by CG - Square Peg, Round Hole: Innovating Finance For Social Enterprises (Copy)</image:title>
      <image:caption>Square Peg, Round Hole: Innovating Finance For Social Enterprises Aner Ben-Ami, Transform Finance Blog July 26 2015 "We're all for the creation of more sustainable consumer products, and we're certainly all for the creation of a vibrant clean energy sector. But our current global crisis demands that we go beyond these goals, and ask ourselves whether our investments are helping re-define how wealth and risk are being allocated in our economy. To pick one example - would it be great if the "next McDonald's’’ served healthier fast food? Sure! But arguably even more important is to redefine how workers are treated and paid, how executive compensation works, how wealth is created up the supply chain and who benefits when the company does well."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623507-5LSBDK804PQS2TGW54Y1/Screenshot%2B2018-04-19%2B07.28.21.png</image:loc>
      <image:title>Articles by CG - Managing vs Measuring Impact (Copy)</image:title>
      <image:caption>Managing vs Measuring Impact Morgan Simon, Stanford Social Innovation Review Mar. 20, 2015 "We remain hesitant to invest in funds whose sole impact thesis is job creation. Clearly undeserved communities with high unemployment rates need access to jobs. But “job creation” is a slippery concept: Outside of true innovation and demand generation, we can’t do much more than move jobs from one zip code to another. And even when jobs are created in a low-income community, if they are low paying, then by definition they are precisely what keep those communities locked into cycles of poverty."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226623372-AHDKOYLYYIC71U2I7UPA/image-asset.jpeg</image:loc>
      <image:title>Articles by CG - What’s It Like To Be A Woman of Color Managing Her First Impact Fund? An Olamina Fund Interview with Leslie Lindo and Kim Pate Pt. 1 (Copy)</image:title>
      <image:caption>What’s It Like To Be A Woman of Color Managing Her First Impact Fund? An Olamina Fund Interview with Leslie Lindo and Kim Pate Pt. 1 Women of Color (WoC) are the fastest-growing demographic in the United States, currently representing 20.3% of the population, up from 16% in 2010. We continue to play a critical role in shaping and moving our economy forward, holding strong purchasing power. Yet, women of color are significantly underrepresented in asset management, with less than 3% in fund manager roles. We also hold various perspectives that have largely been ignored or minimized.</image:caption>
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      <image:caption>Corridor Ventures</image:caption>
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      <image:caption>Ho'ahu Energy Cooperative Molokai</image:caption>
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      <image:caption>SteelSky Ventures</image:caption>
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      <image:caption>Partners In Equity</image:caption>
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      <image:caption>Popwheels</image:caption>
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    <loc>https://www.candidegroup.com/olamina-news</loc>
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    <lastmod>2025-02-17</lastmod>
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      <image:title>Olamina news - December Olamina Update 2021 (Copy)</image:title>
      <image:caption>December Olamina Update 2021</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226630865-28DU46O92Z47NQVXB2CC/Screen+Shot+2021-06-16+at+5.24.37+PM.png</image:loc>
      <image:title>Olamina news - June 2021 Update (Copy)</image:title>
      <image:caption>June 2021 Update</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226630871-IPD01M8ZGXOX3HOVQBZV/Community%2BAdvisory%2BBoard.png</image:loc>
      <image:title>Olamina news - Olamina Fund Update November 2020 (Copy)</image:title>
      <image:caption>Olamina Fund Update November 2020</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226630896-128NZOMO6P7T1CIPCESE/Screen%2BShot%2B2020-06-15%2Bat%2B9.37.25%2BPM.png</image:loc>
      <image:title>Olamina news - Olamina: Building Power, Wealth, and Self-Determination in Black Communities (Copy)</image:title>
      <image:caption>Olamina: Building Power, Wealth, and Self-Determination in Black Communities</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226630882-2YHFWCEUC2UP0334NL7Y/Screen+Shot+2020-10-23+at+4.21.04+PM.png</image:loc>
      <image:title>Olamina news - Future Returns: Investing to Further Social Justice (Copy)</image:title>
      <image:caption>Future Returns: Investing to Further Social Justice</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226630877-Y6F4T8U37CTUDQ95QZLZ/impact-alpha-logo.png</image:loc>
      <image:title>Olamina news - With zero-interest loans and deposits, wealthy families rush capital to rural lenders and impoverished communities (Copy)</image:title>
      <image:caption>With zero-interest loans and deposits, wealthy families rush capital to rural lenders and impoverished communities</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226630901-5RP9FB9BFCSYF1LVAFFR/Screen%252BShot%252B2020-04-21%252Bat%252B11.38.17%252BAM.jpg</image:loc>
      <image:title>Olamina news - First Olamina Update (Copy)</image:title>
      <image:caption>First Olamina Update</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226630888-5N2TAFZ6VD9CQMUABBJU/impact-alpha-logo.png</image:loc>
      <image:title>Olamina news - Candide Group raises $40 million fund for community lenders advancing racial justice (Copy)</image:title>
      <image:caption>Candide Group raises $40 million fund for community lenders advancing racial justice</image:caption>
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  </url>
  <url>
    <loc>https://www.candidegroup.com/loanclients</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628539-QIREZKZWSG5SQF1JN8M8/logo.jpg</image:loc>
      <image:title>Loan Clients - Appalachian Community Capital  (Copy)</image:title>
      <image:caption>Appalachian Community Capital Appalachian Community Capital provides reliable and sufficient capital for its membership of CDFIs and mission-driven lenders to support economic growth, increased entrepreneurship, higher quality jobs, and increased local wealth in the Appalachian region.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628562-JEOUSM2SL2JFEAVRGO9O/Balt+Community+Lending+Logo.jpg</image:loc>
      <image:title>Loan Clients - Baltimore Community Lending (Copy)</image:title>
      <image:caption>Baltimore Community Lending Baltimore Community Lending supports the revitalization and strengthening of underserved Baltimore neighborhoods through innovative and flexible financial assistance designed to promote community development.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628498-98I9X3JZ5OX97L5BOVK3/image-asset.jpeg</image:loc>
      <image:title>Loan Clients - Carolina Small Business Development Fund (CSBDF) (Copy)</image:title>
      <image:caption>Carolina Small Business Development Fund (CSBDF) Carolina Small Business Development Fund (CSBDF) is a 31 year old 501 C-3 not-for-profit that provides financial, policy, research, and technical assistance to small businesses throughout North Carolina. We focus on underserved communities with an emphasis on businesses owned by people of color, women, veterans, rural residents, and low income individuals. Resources from Olamina Fund will help CSBDF by providing lower cost debt that will allow us to augment our Revolving Loan Fund and refinance higher cost debt.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628556-M7II8C2TGUNKT3Y0X58F/8425827-logo-1.png</image:loc>
      <image:title>Loan Clients - Community Housing Capital (Copy)</image:title>
      <image:caption>Community Housing Capital Community Housing Capital (CHC) is certified as a community development financial institution (CDFI) and a community development entity (CDE) by the U.S. Treasury’s CDFI Fund. It aggregates loan capital to finance the creation and preservation of affordable housing</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628516-N8FIYUWBU0H82O80SILW/static1.squarespace-4.png</image:loc>
      <image:title>Loan Clients - Historic Clayborn Temple (Copy)</image:title>
      <image:caption>Historic Clayborn Temple Historic Clayborn Temple in Memphis has been a key power-building base for the African American community for seventy years. The team’s dream is for the community to own the property, specifically the descendants of the Sanitation Workers' Strike of 1968, and to advance the cultural and economic production of African American artists and entrepreneurs.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628510-AK6DG5YIFENCLKK8A0WA/Screen+Shot+2021-10-20+at+12.42.58+PM.png</image:loc>
      <image:title>Loan Clients - Historic District Development Corporation (Copy)</image:title>
      <image:caption>Historic District Development Corporation HDDC is one of Atlanta’s oldest surviving community development corporations and the only non-profit organization specifically dedicated to preserving the availability of affordable housing in the Old Fourth Ward district. For nearly four decades, HDDC has been a catalyst for equitable urban revitalization in Atlanta.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628580-5XPBXKBN58PREM391IEK/logo.png</image:loc>
      <image:title>Loan Clients - HOPE (Copy)</image:title>
      <image:caption>HOPE is a women of color-led credit union and CDFI serving the Deep South.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628504-DKBUUEEUXXI8TF4UACZH/cropped-logo-with-tagline-in-black-box.png</image:loc>
      <image:title>Loan Clients - Kibilio Community and Farm (Copy)</image:title>
      <image:caption>Kibilio Community and Farm Kibilio Community and Farm is rooted in Black and Queer land sovereignty. It is an intergenerational, intentional community dedicated to embodied healing, and reparative, ecological, and reproductive justice.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628533-AKOV92TFQCWCQEX9EDK6/NALCAB-Logo-compressor.png</image:loc>
      <image:title>Loan Clients - National Association for Latino Community Asset Builders (Copy)</image:title>
      <image:caption>National Association for Latino Community Asset Builders The National Association for Latino Community Asset Builders is a national membership organization and certified CDFI that advances economic mobility in Latinx communities.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628524-20EZWKK6YG0O4GACS9P0/download.png</image:loc>
      <image:title>Loan Clients - Native Community Capital (Copy)</image:title>
      <image:caption>Native Community Capital Native Community Capital is a Native CDFI that serve tribes on a regional basis to advance tribal self-determination by unlocking capital resources necessary to build tribal economies.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628550-ZTNOWYGOIGUD3QG0YGD0/unnamed.jpg</image:loc>
      <image:title>Loan Clients - NDN Fund (Copy)</image:title>
      <image:caption>NDN Fund NDN Fund is the impact investing and lending arm of the NDN Collective, providing financing for large-scale Indigenous regenerative community and national development projects that dramatically scale up investment and shift all decision-making power to Indigenous peoples.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628592-5S0NJRD122VEI4R0SQWJ/Community_Loan_Fund_Logo_RGB_wTag.jpg</image:loc>
      <image:title>Loan Clients - New Hampshire Community Loan Fund (Copy)</image:title>
      <image:caption>New Hampshire Community Loan Fund is a woman-led CDFI which serves primarily rural residents of cooperatively-governed manufactured housing parks.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628586-3AKL40PBYAOXXLHDL86M/HIRESNewLogo-1030x536.jpg</image:loc>
      <image:title>Loan Clients - Oweesta (Copy)</image:title>
      <image:caption>Oweesta is a Native American, female-led CDFI intermediary serving Native America, Native Hawaii and Alaska Native lands.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628544-WFAI811VMJ59BRVE15OC/download-1.png</image:loc>
      <image:title>Loan Clients - Partnership for Southern Equity (Copy)</image:title>
      <image:caption>Partnership for Southern Equity PSE advances policies and institutional actions that promote racial equity and shared prosperity for all in the growth of metropolitan Atlanta and the American South.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628575-Q3ZJQHG2H84O1GDEGM8Z/22698859_640x640.jpg</image:loc>
      <image:title>Loan Clients - Rural Community Assistance Corporation (Copy)</image:title>
      <image:caption>Rural Community Assistance Corporation RCAC provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226628567-L4PE0ENC73ADON28D5G5/unnamed.png</image:loc>
      <image:title>Loan Clients - Shared Capital (Copy)</image:title>
      <image:caption>Shared Capital Shared Capital Cooperative is a national loan fund and federally certified Community Development Financial Institution (CDFI) that provides financing to cooperative businesses and housing throughout the United States. Shared Capital’s mission is to build a just, equitable and democratic economy by investing in cooperative enterprise with a focus on providing financing to co-ops to create wealth in low-income and economically disadvantaged communities.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.candidegroup.com/acjf-investors</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226647317-BTVAA0W7DRXQK6AWY9RP/bssjf_2024_sq+.jpg</image:loc>
      <image:title>ACJF Investors - Blue Sky Social Justice Fund (Copy)</image:title>
      <image:caption>Blue Sky Social Justice Fund Blue Sky Social Justice Fund (BSSJF) is a donor-advised fund whose mission is to provide grant support to important, often under-funded, organizations and movements addressing statelessness, LGBTQI+ rights, climate justice, modern slavery, human rights, water justice, and more.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67aa7ddb4b46fc7220a9a4a4/1739226647370-CHQKOVEEV04NW6ZRIOTF/buildersvision_investor_sq_logo.png</image:loc>
      <image:title>ACJF Investors - Builders Vision (Copy)</image:title>
      <image:caption>Builders Vision Builders Vision is an impact platform dedicated to supporting people and organizations building a more humane and healthy planet through philanthropy, investment, and advocacy.</image:caption>
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    <image:image>
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      <image:caption>Ceniarth LLC Ceniarth is a single-family office focused on funding market-based solutions that benefit underserved communities.</image:caption>
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      <image:caption>Impact Assets ImpactAssets is an impact investing firm dedicated to changing the trajectory of our planet’s future and improving the lives of all people. It empowers impact investors and philanthropists with access to investing opportunities and customized solutions that promote positive change.</image:caption>
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      <image:caption>The Grove Action Fund Grove Action Fund is focused on supporting people and organizations that are purposefully working in their communities to provide resources, respect and a sense of belonging, and the opportunity for everyone to live and contribute fully in their community.</image:caption>
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      <image:caption>Dollaride is a New York-based company established to electrify fleet vehicles in transit deserts, starting with New York City’s so-called “dollar vans”, an informal transit network that serves more than 100,000 riders daily in the outer boroughs of New York City (Queens and Brooklyn). Dollaride’s $3.3m loan from Afterglow will allow the company to pay for pre-development and project expenses, mainly the down payments for up to 102 electric commuter vehicles and an equal number of charging stations to support those vehicles.</image:caption>
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      <image:caption>CEO George Ashton III spoke at NYC Climate Week 2025, presenting the work Afterglow is already doing in the world!</image:caption>
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      <image:caption>Ho'ahu Energy Cooperative Molokai (HECM) is a community-owned and managed energy cooperative whose profits are shared with its subscribers and vested toward community ownership of its projects. The cooperative, located on the island of Moloka’i, is committed to pioneering energy solutions that foster sovereignty and justice within the island’s rural community. Afterglow’s $3M predevelopment loan will help HECM pay for permits, complete power systems modeling and design, and engineering studies, and make initial equipment deposits for HECM’s first community solar array. The project will increase access to solar by allowing local Molokai residents who face energy costs three times the national average to save at least 20% on their energy bills.</image:caption>
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      <image:caption>Afterglow Investment Manager James Pippim presented on a panel for VertueLab at PNW Climate Week 2025 alongside Afterglow CAB member Aina Abiodun who moderated the panel.</image:caption>
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      <image:title>Afterglow</image:title>
      <image:caption>Capital Good Fund (CGF) is a nonprofit Community Development Financial Institution (CDFI) headquartered in Providence, RI. Afterglow’s $3M loan helped CGF launch the Georgia BRIGHT Solar Communities (Georgia BRIGHT), a solar lease financing pilot that targets Georgia nonprofit customers and mission-aligned entities, such as for-profit affordable housing developers, who want to reduce their energy bills and enhance their energy resiliency in the case of weather outages or other blackouts.</image:caption>
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      <image:title>Afterglow</image:title>
      <image:caption>In 2024, Afterglow was selected for the Transformative 25 (T25) List of community-rooted funds, banks and financial initiatives supporting the flow of capital toward social, environmental and economic justice (Disclaimer: Selected for calendar year 2024, Candide Group was notified of selection May 2024).</image:caption>
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